Terms of Service

Last updated: September 30, 2026

These Terms of Service ("Terms") govern your use of Build Less, a construction-costing web application available at build.lupaly.com (the "Service"). Build Less is operated by Walter A. Elemino, a sole proprietor registered in the Philippines ("we", "us"). By creating an account or using the Service you agree to these Terms. If you use the Service for a company, you confirm that you may accept these Terms for it.

1. The Service

Build Less helps contractors and builders record estimates (bills of quantities), expenses, materials, payroll, progress and billing per project, and compare estimated against actual cost. Features depend on the plan your workspace is on, as listed on our pricing section and in Plan & billing inside the app.

2. Accounts and workspaces

• You sign in with a one-time code sent to your email, or with Google. Keep access to your email secure; anyone who can read it can sign in as you.
• Each company has its own workspace. The person who creates it is its Owner and controls who else may join and what each role can see and do.
• You must give accurate information (name, company, mobile number) and keep it current.
• You must be at least 18 years old and able to enter into a binding agreement.

3. Free trial

A new workspace may receive a free trial of the Standard plan (currently 14 days), limited to one trial per person or company. No payment details are needed. When the trial ends and no plan is purchased, the workspace moves to the Free plan: your records are kept, but features and limits of the Free plan apply. We may refuse or end a trial that we reasonably believe is being misused, for example through repeated sign-ups.

4. Plans, prices and payment

• Prices are in Philippine pesos and are shown on our pricing section and in the app before you pay. Paid plans are billed monthly or for 12 months at a time; the 12-month price is shown at the time of purchase.
• Optional add-ons (such as extra storage or Company books) are priced separately and run with your plan's period.
• You may pay online through our payment partner (for example GCash, Maya, cards or other methods it offers) or by bank or e-wallet transfer with proof of payment. A manual payment is applied once we confirm it.
• Plans do not renew or charge you automatically. Before a period ends we remind you, and you choose whether to pay for the next one.
• If a period ends without payment, the workspace has a short grace period and then moves to the Free plan. Nothing is deleted; limits of the Free plan apply until you pay again.
• We may change prices for future periods. A change never affects a period you have already paid for, and we will announce it in advance.
• Refunds are covered by our Refund & Cancellation Policy.

5. Your data

• You own the data you enter into the Service. You give us permission to store, process, back up and display it only to provide and support the Service.
• You are responsible for the accuracy of what you enter and for having the right to enter personal information about others (for example workers, clients and suppliers). How we handle personal information is described in our Privacy Policy.
• On paid plans you can download backups and exports of your workspace at any time.
• We look inside a workspace only when needed to support you, investigate a problem you reported, or comply with the law. Such access is read-only where possible and is recorded in an audit log.

6. Acceptable use

You agree not to: break the law or others' rights using the Service; try to access another company's workspace or data; interfere with or overload the Service; probe it for vulnerabilities without our written permission; resell or share accounts in a way that avoids plan limits; or upload malicious files. We may suspend an account that does any of these, and will tell you why unless the law prevents us.

7. Availability and changes

We work to keep the Service available and your data safe, including regular backups, but we do not guarantee uninterrupted or error-free operation. We may improve, change or remove features. If we discontinue the Service, we will give at least 30 days' notice and a way to export your data.

8. Referral agent program

Anyone may register as a referral agent. Agents earn commissions only on payments that we have received and confirmed, at the rates shown in the agent dashboard when the payment is confirmed. Payments from the agent's own workspace, or sign-ups using the agent's own email or mobile number, do not earn commissions. A commission for a payment that is later refunded is cancelled. We may change rates and incentives for future payments, and may pause an agent profile that is misused. Agents are independent and are not our employees or legal representatives; they are responsible for their own taxes on commissions.

9. Intellectual property

The Service, its software, design and content (other than your data) belong to us. You receive a limited, non-exclusive, non-transferable right to use the Service while your account is in good standing.

10. Disclaimers and limitation of liability

The Service is a tool to help you record and understand your costs; it does not replace your own professional judgment, accounting or legal advice. To the extent the law allows, the Service is provided "as is", and our total liability for any claim relating to the Service is limited to the amount you paid us in the 12 months before the claim. We are not liable for indirect or consequential losses such as lost profits or lost business. Nothing in these Terms limits rights you have that cannot be limited under Philippine law.

11. Ending your use

You may stop using the Service at any time. You can ask us to delete your workspace; we delete it within 30 days, except records we must keep by law, and copies in backups that expire in the normal backup cycle. We may close an account that seriously or repeatedly breaks these Terms.

12. Disputes, governing law and venue

If you have a concern, please contact us first at support@lupaly.com or 0950 081 0974; we will try in good faith to resolve it within 30 days. Payment disputes can also be raised with your bank or e-wallet provider under their rules. These Terms are governed by the laws of the Republic of the Philippines, and any case shall be filed in the proper courts of Davao City, without prejudice to your rights as a consumer.

13. Changes to these Terms

We may update these Terms. We will post the new version here with a new date and, for significant changes, notify account owners by email or in the app before they take effect. Continuing to use the Service after that means you accept the updated Terms.

14. Contact